Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$348M
Total Deposits
$315M
Net Loans
$253M
Net Income
$-103K
ROA
-0.12%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.33%
Risk-Based Capital
11.90%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 51 | 90.2% | 1.96% |
| 2023 | 32 | 96.88% | 0.00% |
| 2022 | 68 | 91.18% | 2.94% |
| 2021 | 212 | 87.26% | 3.30% |
| 2020 | 214 | 90.65% | 2.80% |
| 2019 | 114 | 80.7% |
Last 12 Months
9
Since 2018
75
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
4%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2014 | Satisfactory | Small Bank |
| Jun 2009 | Satisfactory | Small Bank |
| May 2003 | Outstanding | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
2
Branch Deposits
$278M
1-Year Change
0
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Preview:
| 2018 | 133 | 84.96% | 3.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 2 | 0 |
| September 2025 | 2 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 2 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 2 | 0 |
| April 2026 | 0 | 0 |
| May 2026 | 0 | 0 |
| June 2026 | 1 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.