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This institution is no longer active

Operations ceased on October 16, 2010. CRA examination history below reflects the period it was active.

FIRSTBANK OF SUMMIT COUNTY

SILVERTHORNE, CO · Supervised by FDIC

Est. 1983FDIC #24,746RSSD: FDIC-24746
Part ofFIRSTBANK HOLDING CO→ View all charters
Satisfactory Down

Current rating · Exam: October 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.73%

Institution Profile

FDIC BankFind

Address

160 U.S. Highway 6, SILVERTHORNE, CO

County

Summit County

Established

September 28, 1983

Total Assets

$315M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2010

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$315M

Total Deposits

$283M

Net Loans

$246M

Net Income

$4M

ROA

1.73%

ROE

18.38%

Risk-Based Capital

17.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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