🏦Bank Scorer

This institution is no longer active

Operations ceased on October 16, 2010. CRA examination history below reflects the period it was active.

FIRSTBANK OF NORTHERN COLORADO

FORT COLLINS, CO · Supervised by FDIC

Est. 1993FDIC #33,799RSSD: FDIC-33799
Part ofFIRSTBANK HOLDING CO→ View all charters
Outstanding Same

Current rating · Exam: July 2010

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

1013 East Harmony Road, FORT COLLINS, CO

County

Larimer County

Established

May 6, 1993

Total Assets

$463M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2010

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$463M

Total Deposits

$408M

Net Loans

$326M

Net Income

$5M

ROA

1.47%

ROE

22.47%

Risk-Based Capital

11.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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