This institution is no longer active

Operations ceased on September 17, 2011. CRA examination history below reflects the period it was active.

FIRST WESTERN TRUST BANK

SCOTTSDALE, AZ · Supervised by FDIC

Est. 2008FDIC #58,717RSSD: FDIC-58717

Part ofFIRST WESTERN FINANCIAL INC→ View all charters

Satisfactory

Current rating · Exam: May 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.21%

Institution Profile

FDIC BankFind

Address

7025 N Scottsdale Rd, SCOTTSDALE, AZ

County

Maricopa County

Established

November 12, 2008

Total Assets

$79M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$79M

Total Deposits

$68M

Net Loans

$59M

Net Income

$-77K

ROA

-0.21%

ROE

-1.45%

Risk-Based Capital

19.84%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.77%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	1,170	76.07%	0.77%
2023	856	75.58%	1.17%
2022	1,817	74.68%	0.55%
2021	4,008	82.71%	0.75%
2020	4,643	81.91%	1.03%
2019	2,347	77.89%	1.58%
2018	1,465	75.43%	3.34%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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