This institution is no longer active
Operations ceased on June 14, 1999. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$49M
Total Deposits
$43M
Net Loans
$28M
Net Income
$137K
ROA
1.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.56%
Risk-Based Capital
14.62%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 807 | 73.48% | 17.10% |
| 2021 | 396 | 65.91% | 23.23% |
| 2020 | 436 | 71.33% | 18.58% |
| 2019 | 523 | 71.51% | 17.02% |
| 2018 | 542 | 66.24% | 21.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1997 | Satisfactory | Small Bank |
| Jan 1995 | Satisfactory | Not Reported |
| Jan 1993 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets