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This institution is no longer active

Operations ceased on October 25, 2002. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF FORT BENTON

FORT BENTON, MT · Supervised by FDIC

Est. 1916FDIC #1,975RSSD: FDIC-1975
Part ofINTER-MOUNTAIN BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: December 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

1502-1504 Main Street, FORT BENTON, MT

County

Chouteau County

Established

January 1, 1916

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$69M

Total Deposits

$53M

Net Loans

$38M

Net Income

$528K

ROA

0.98%

ROE

6.40%

Risk-Based Capital

16.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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