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This institution is no longer active

Operations ceased on April 26, 2004. CRA examination history below reflects the period it was active.

FIRST STATE BANK, COLORADO SPRINGS

COLORADO SPRINGS, CO · Supervised by FDIC

Est. 1976FDIC #90,666RSSD: FDIC-90666
Part ofFIRST STATE BANCSHARES INC→ View all charters
Outstanding Same

Current rating · Exam: May 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.33%

Institution Profile

FDIC BankFind

Address

1776 South Nevada Avenue, COLORADO SPRINGS, CO

County

El Paso County

Established

July 1, 1976

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$15M

Total Deposits

$12M

Net Loans

$9M

Net Income

$-48K

ROA

-1.33%

ROE

-11.52%

Risk-Based Capital

15.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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