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This institution is no longer active

Operations ceased on September 24, 2003. CRA examination history below reflects the period it was active.

FIRST STATE BANK

MAYNARDVILLE, TN · Supervised by FDIC

Est. 1974FDIC #21,437RSSD: FDIC-21437
Part ofFIRST SECURITY GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: July 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.17%

Institution Profile

FDIC BankFind

Address

2905 Maynardville Highway, MAYNARDVILLE, TN

County

Union County

Established

February 7, 1974

Total Assets

$75M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$75M

Total Deposits

$59M

Net Loans

$49M

Net Income

$-387K

ROA

-1.17%

ROE

-5.56%

Risk-Based Capital

27.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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