ALAMOGORDO, NM · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$465M
Total Deposits
$436M
Net Loans
$216M
Net Income
$2M
ROA
1.34%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.89%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,233 | 79.85% | 8.02% |
| 2020 | 5,455 | 82.79% | 6.36% |
| 2019 | 3,329 | 82.31% | 6.61% |
| 2018 | 3,764 | 80.79% | 8.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Outstanding | Intermediate Small Bank |
| Aug 2019 | Outstanding | Intermediate Small Bank |
5 previous ratings locked — back to 1996
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Total Branches
6
Branch Deposits
$437M
1-Year Change
0
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