Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$781M
Total Deposits
$677M
Net Loans
$647M
Net Income
$5M
ROA
2.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.96%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 37 | 86.49% | 2.70% |
| 2023 | 55 | 94.55% | 1.82% |
| 2022 | 87 | 93.1% | 1.15% |
| 2021 | 99 | 86.87% | 5.05% |
| 2020 | 95 | 77.89% | 4.21% |
| 2019 | 91 | 84.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Total Branches
6
Branch Deposits
$670M
1-Year Change
0
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Preview:
| 2018 | 133 | 66.17% | 15.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red