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This institution is no longer active

Operations ceased on October 12, 1991. CRA examination history below reflects the period it was active.

FIRST COMMUNITY INDUSTRIAL BANK OF LAKEWOOD

LAKEWOOD, CO · Supervised by FDIC

Est. 1951FDIC #90,029RSSD: FDIC-90029
Satisfactory Up

Current rating · Exam: November 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.01%

Institution Profile

FDIC BankFind

Address

85 South Union Boulevard, LAKEWOOD, CO

County

Jefferson County

Established

July 15, 1951

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 17, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$10M

Total Deposits

$8M

Net Loans

$8M

Net Income

$78K

ROA

1.01%

ROE

5.77%

Risk-Based Capital

26.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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