This institution is no longer active
Operations ceased on October 1, 2025. CRA examination history below reflects the period it was active.
ROGERSVILLE, TN · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$206M
Total Deposits
$177M
Net Loans
$137M
Net Income
$936K
ROA
0.60%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.99%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 64 | 59.38% | 20.31% |
| 2023 | 119 | 73.11% | 13.45% |
| 2022 | 163 | 68.71% | 13.50% |
| 2021 | 132 | 70.45% | 11.36% |
| 2020 | 103 | 68.93% | 15.53% |
| 2019 | 92 | 75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Total Branches
4
Branch Deposits
$185M
1-Year Change
0
5-year net change: -3 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 113 | 70.8% | 19.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red