Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$781M
Total Deposits
$695M
Net Loans
$681M
Net Income
$3M
ROA
1.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.26%
Risk-Based Capital
13.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 225 | 76.89% | 10.22% |
| 2020 | 272 | 77.57% | 8.09% |
| 2019 | 267 | 77.15% | 10.11% |
| 2018 | 380 | 75.79% | 11.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
10
Branch Deposits
$685M
1-Year Change
+1
5-year net change: +1 branches
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