🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2006. CRA examination history below reflects the period it was active.

FARMERS BANK

CORNERSVILLE, TN · Supervised by FDIC

Est. 1904FDIC #1,692RSSD: FDIC-1692
Satisfactory Down

Current rating · Exam: September 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.22%

Institution Profile

FDIC BankFind

Address

131 South Main Street, CORNERSVILLE, TN

County

Marshall County

Established

January 1, 1904

Total Assets

$80M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$80M

Total Deposits

$61M

Net Loans

$58M

Net Income

$45K

ROA

0.22%

ROE

2.13%

Risk-Based Capital

17.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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