🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2019. CRA examination history below reflects the period it was active.

FARMERS & MERCHANTS BANK

ADAMSVILLE, TN · Supervised by FDIC

Est. 1909FDIC #9,188RSSD: FDIC-9188
Part ofCHESTER COUNTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

119 Main Street, ADAMSVILLE, TN

County

Mcnairy County

Established

January 1, 1909

Total Assets

$42M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$42M

Total Deposits

$36M

Net Loans

$20M

Net Income

$168K

ROA

0.82%

ROE

6.61%

Risk-Based Capital

24.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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