Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$172M
Total Deposits
$132M
Net Loans
$144M
Net Income
$62K
ROA
0.14%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.94%
Risk-Based Capital
29.72%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 145 | 78.62% | 10.34% |
| 2023 | 163 | 68.1% | 19.63% |
| 2022 | 285 | 70.88% | 12.98% |
| 2021 | 453 | 77.26% | 13.02% |
| 2020 | 458 | 78.17% | 12.66% |
| 2019 | 336 | 71.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Jun 2012 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$123M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/equitable-savings-and-loan-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 15.48% |
| 2018 | 286 | 68.18% | 17.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red