Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$324M
Total Deposits
$187M
Net Loans
$173M
Net Income
$943K
ROA
1.17%
Above avg for Small banks. Peer avg: 0.44%
ROE
2.78%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 116 | 92.24% | 1.72% |
| 2023 | 94 | 89.36% | 5.32% |
| 2022 | 156 | 94.87% | 0.00% |
| 2021 | 154 | 92.21% | 1.95% |
| 2020 | 189 | 93.12% | 3.17% |
| 2019 | 150 | 92.67% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2010 | Needs to Improve | Intermediate Small Bank |
| Oct 2007 | Outstanding | Intermediate Small Bank |
| May 2004 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$182M
1-Year Change
0
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Preview:
| 2018 | 178 | 88.76% | 5.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red