🏦Bank Scorer

DSRM NATIONAL BANK

ALBUQUERQUE, NM · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1996FDIC #34,331
Outstanding Same

Current rating · Exam: January 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.61%

Institution Profile

FDIC BankFind

Address

5600 Wyoming Blvd Ne, ALBUQUERQUE, NM

County

Bernalillo County

Established

October 1, 1996

Total Assets

$4M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 13, 2025

Exam Type

Wholesale/Limited Purpose

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jan 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4M

Total Deposits

$500K

Net Loans

—

Net Income

$29K

ROA

2.61%

ROE

3.14%

Risk-Based Capital

126.48%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$500K

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1998

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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