This institution is no longer active

Operations ceased on January 29, 2010. CRA examination history below reflects the period it was active.

DESERT COMMUNITY BANK

LAS VEGAS, NV · Supervised by FDIC

Est. 1999FDIC #35,253RSSD: FDIC-35253

Part ofCAPITOL BCORP LTD→ View all charters

Satisfactory Same

Current rating · Exam: February 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.85%

Institution Profile

FDIC BankFind

Address

3740 South Pecos-Mcleod Interconnect, LAS VEGAS, NV

County

Clark County

Established

August 6, 1999

Total Assets

$98M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$98M

Total Deposits

$87M

Net Loans

$78M

Net Income

$-2,815K

ROA

-2.85%

ROE

-33.50%

Risk-Based Capital

8.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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