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This institution is no longer active

Operations ceased on July 31, 2016. CRA examination history below reflects the period it was active.

COUNTRY BANK

PRESCOTT, AZ · Supervised by FDIC

Est. 2003FDIC #57,498RSSD: FDIC-57498
Outstanding Up

Current rating · Exam: July 2015

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

147 North Cortez Street, PRESCOTT, AZ

County

Yavapai County

Established

February 3, 2003

Total Assets

$217M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$217M

Total Deposits

$194M

Net Loans

$105M

Net Income

$1M

ROA

1.16%

ROE

11.36%

Risk-Based Capital

17.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 2005

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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