This institution is no longer active

Operations ceased on October 15, 1997. CRA examination history below reflects the period it was active.

CORNERSTONE COMMUNITY BANK

CHATTANOOGA, TN · Supervised by FDIC

Est. 1996FDIC #34,134RSSD: FDIC-34134

Satisfactory

Current rating · Exam: June 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.31%

Institution Profile

FDIC BankFind

Address

5319 Highway 153, CHATTANOOGA, TN

County

Hamilton County

Established

February 20, 1996

Total Assets

$48M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$48M

Total Deposits

$42M

Net Loans

$33M

Net Income

$90K

ROA

0.31%

ROE

2.21%

Risk-Based Capital

16.57%

Regulatory minimum: 8%

Total Assets — Last 7 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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