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This institution is no longer active

Operations ceased on August 23, 2013. CRA examination history below reflects the period it was active.

COMMUNITY SOUTH BANK

PARSONS, TN · Supervised by FDIC

Est. 1968FDIC #19,849RSSD: FDIC-19849
Part ofTENNESSEE CNTL BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.99%

Institution Profile

FDIC BankFind

Address

51 West Main Street, PARSONS, TN

County

Decatur County

Established

August 31, 1968

Total Assets

$387M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2012

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2013Call Report / FDIC

Total Assets

$387M

Total Deposits

$378M

Net Loans

$259M

Net Income

$-5,936K

ROA

-2.99%

ROE

-141.46%

Risk-Based Capital

1.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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