This institution is no longer active

Operations ceased on April 3, 1995. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF WEST TENNESSEE

SELMER, TN · Supervised by FDIC

Est. 1972FDIC #31,619RSSD: FDIC-31619

Part ofWEST TENNESSEE FINANCIAL CORP→ View all charters

Needs to Improve

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

795 East Poplar Avenue, SELMER, TN

County

Mcnairy County

Established

July 18, 1972

Total Assets

$38M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$38M

Total Deposits

$34M

Net Loans

$25M

Net Income

$87K

ROA

0.94%

ROE

11.52%

Risk-Based Capital

16.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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