This institution is no longer active

Operations ceased on June 16, 1997. CRA examination history below reflects the period it was active.

COLONIAL BANK OF TENNESSEE

ARDMORE, TN · Supervised by FDIC

Est. 1993FDIC #33,866RSSD: FDIC-33866

Part ofCOLONIAL BANCGROUP INC THE→ View all charters

Satisfactory

Current rating · Exam: September 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.60%

Institution Profile

FDIC BankFind

Address

212 Main Street, ARDMORE, TN

County

Giles County

Established

December 31, 1993

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$103M

Total Deposits

$91M

Net Loans

$62M

Net Income

$150K

ROA

0.60%

ROE

6.24%

Risk-Based Capital

20.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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