This institution is no longer active

Operations ceased on January 1, 1992. CRA examination history below reflects the period it was active.

CITY & COUNTY BANK OF MCMINN COUNTY

ATHENS, TN · Supervised by FDIC

Est. 1920FDIC #10,695RSSD: FDIC-10695

Part ofSWEETWATER VALLEY CORP→ View all charters

Satisfactory

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.11%

Institution Profile

FDIC BankFind

Address

23 Washington Street, ATHENS, TN

County

Mcminn County

Established

March 23, 1920

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 30, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$40M

Total Deposits

$36M

Net Loans

$22M

Net Income

$454K

ROA

1.11%

ROE

11.49%

Risk-Based Capital

18.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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