Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.5B
Net Loans
$1.0B
Net Income
$7M
ROA
1.82%
Above avg for Community banks. Peer avg: 0.90%
ROE
21.48%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 647 | 77.13% | 5.56% |
| 2023 | 755 | 72.72% | 10.07% |
| 2022 | 946 | 72.52% | 9.94% |
| 2021 | 1,102 | 71.42% | 9.71% |
| 2020 | 1,202 | 71.46% | 12.98% |
| 2019 | 885 | 71.41% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Mar 2022 | Outstanding | Intermediate Small Bank |
| Nov 2018 | Outstanding | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
24
Branch Deposits
$1.4B
1-Year Change
+1
5-year net change: -2 branches
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| 11.53% |
| 2018 | 1,013 | 72.66% | 11.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red