This institution is no longer active
Operations ceased on May 16, 2003. CRA examination history below reflects the period it was active.
SAINT JOHNSBURY, VT · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$103M
Total Deposits
$89M
Net Loans
$78M
Net Income
$188K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.72%
Risk-Based Capital
16.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2002 | Satisfactory | Small Bank |
| Nov 1997 | Satisfactory | Small Bank |
| May 1995 | Satisfactory | Not Reported |
1 previous rating locked — back to 1993
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Total Assets