Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.5B
Net Loans
$1.2B
Net Income
$6M
ROA
1.30%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.09%
Risk-Based Capital
14.98%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 487 | 100% | 0.00% |
| 2023 | 902 | 91.91% | 2.88% |
| 2022 | 1,124 | 91.55% | 3.20% |
| 2021 | 284 | 80.63% | 8.80% |
| 2020 | 289 | 82.01% | 7.61% |
| 2019 | 290 | 76.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Large Bank |
| Dec 2021 | Satisfactory | Large Bank |
| Dec 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
20
Branch Deposits
$1.4B
1-Year Change
-2
5-year net change: +1 branches
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Preview:
| 2018 | 316 | 78.16% | 8.86% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red