🏦Bank Scorer

This institution is no longer active

Operations ceased on January 1, 2009. CRA examination history below reflects the period it was active.

CHITTENDEN TRUST COMPANY

BURLINGTON, VT · Supervised by FDIC

Est. 1906FDIC #14,149RSSD: FDIC-14149
Outstanding Same

Current rating · Exam: November 2006

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

Two Burlington Square, BURLINGTON, VT

County

Chittenden County

Established

November 5, 1906

Total Assets

$3.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2006

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$3.8B

Total Deposits

$2.6B

Net Loans

$2.4B

Net Income

$41M

ROA

1.17%

ROE

7.77%

Risk-Based Capital

10.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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