🏦Bank Scorer

CENTINEL BANK OF TAOS

TAOS, NM · Supervised by FDIC

Est. 1969FDIC #19,904RSSD: FDIC-19904
Part ofCENTINEL BANK SHARES INC→ View all charters
Outstanding Same

Current rating · Exam: May 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.08%

Institution Profile

FDIC BankFind

Address

512 Paseo Del Pueblo Sur, TAOS, NM

County

Taos County

Established

March 1, 1969

Total Assets

$422M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$422M

Total Deposits

$383M

Net Loans

$155M

Net Income

$2M

ROA

2.08%

ROE

25.77%

Risk-Based Capital

26.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$388M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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