Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$936M
Net Loans
$719M
Net Income
$3M
ROA
1.04%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.44%
Risk-Based Capital
14.02%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 5,266 | 55.36% | 20.02% |
| 2022 | 6,274 | 60.98% | 15.88% |
| 2021 | 5,919 | 63.68% | 15.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
14
Branch Deposits
$708M
1-Year Change
0
5-year net change: +1 branches
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