Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$658M
Total Deposits
$603M
Net Loans
$467M
Net Income
$1M
ROA
0.76%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.20%
Risk-Based Capital
13.08%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 426 | 93.66% | 1.64% |
| 2023 | 435 | 91.95% | 1.38% |
| 2022 | 456 | 93.86% | 2.63% |
| 2021 | 421 | 94.77% | 0.71% |
| 2020 | 444 | 96.62% | 1.35% |
| 2019 | 332 | 95.48% | 3.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2019 | Satisfactory | Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$557M
1-Year Change
0
5-year net change: +1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red