🏦Bank Scorer

This institution is no longer active

Operations ceased on December 8, 2021. CRA examination history below reflects the period it was active.

CACHE BANK AND TRUST

GREELEY, CO · Supervised by FDIC

Est. 1996FDIC #34,328RSSD: FDIC-34328
Satisfactory Same

Current rating · Exam: April 2020

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.91%

Institution Profile

FDIC BankFind

Address

4601 West 20th Street, GREELEY, CO

County

Weld County

Established

October 11, 1996

Total Assets

$115M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2020

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$115M

Total Deposits

$102M

Net Loans

$24M

Net Income

$-775K

ROA

-0.91%

ROE

-7.87%

Risk-Based Capital

38.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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