This institution is no longer active

Operations ceased on January 29, 2010. CRA examination history below reflects the period it was active.

BLACK MOUNTAIN COMMUNITY BANK

HENDERSON, NV · Supervised by FDIC

Est. 2000FDIC #35,421RSSD: FDIC-35421

Part ofCAPITOL BCORP LTD→ View all charters

Outstanding Up

Current rating · Exam: October 2007

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.19%

Institution Profile

FDIC BankFind

Address

1700 West Horizon Ridge Drive, HENDERSON, NV

County

Clark County

Established

March 27, 2000

Total Assets

$177M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$177M

Total Deposits

$149M

Net Loans

$136M

Net Income

$-1,990K

ROA

-1.19%

ROE

-14.32%

Risk-Based Capital

9.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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