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This institution is no longer active

Operations ceased on October 20, 2008. CRA examination history below reflects the period it was active.

BENTON BANKING COMPANY

BENTON, TN · Supervised by FDIC

Est. 1907FDIC #10,696RSSD: FDIC-10696
Part ofFIRST VOLUNTEER CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2004

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.64%

Institution Profile

FDIC BankFind

Address

219 Ward St, BENTON, TN

County

Polk County

Established

January 1, 1907

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2004

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$102M

Total Deposits

$86M

Net Loans

$63M

Net Income

$-515K

ROA

-0.64%

ROE

-4.26%

Risk-Based Capital

13.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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