This institution is no longer active

Operations ceased on April 27, 1993. CRA examination history below reflects the period it was active.

BELLOWS FALLS TRUST COMPANY

BELLOWS FALLS, VT · Supervised by FDIC

Est. 1902FDIC #14,146RSSD: FDIC-14146

Part ofVERBANC FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: January 1993

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

25 Square, BELLOWS FALLS, VT

County

Windham County

Established

September 1, 1902

Total Assets

$74M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$74M

Total Deposits

$68M

Net Loans

$56M

Net Income

$76K

ROA

0.41%

ROE

6.08%

Risk-Based Capital

12.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/f14efbb6-4da9-475b-b76f-add5cfbdebfa"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: