Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$491M
Total Deposits
$427M
Net Loans
$410M
Net Income
$455K
ROA
0.37%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.55%
Risk-Based Capital
12.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 68 | 83.82% | 2.94% |
| 2023 | 120 | 80% | 5.83% |
| 2022 | 206 | 88.35% | 3.88% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Jul 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1992
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Total Branches
6
Branch Deposits
$380M
1-Year Change
0
5-year net change: +1 branches
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