This institution is no longer active

Operations ceased on May 15, 2006. CRA examination history below reflects the period it was active.

BANK OF THE SOUTHWEST

PHOENIX, AZ · Supervised by FDIC

Est. 1999FDIC #34,952RSSD: FDIC-34952

Satisfactory

Current rating · Exam: December 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.53%

Institution Profile

FDIC BankFind

Address

2730 E. Camelback Road, Suite 105, PHOENIX, AZ

County

Maricopa County

Established

June 28, 1999

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$64M

Total Deposits

$51M

Net Loans

$50M

Net Income

$89K

ROA

0.53%

ROE

2.94%

Risk-Based Capital

20.66%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate15.63%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	64	59.38%	15.63%
2023	61	72.13%	11.48%
2019	62	59.68%	22.58%
2018	59	67.8%	11.86%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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