This institution is no longer active

Operations ceased on March 1, 2008. CRA examination history below reflects the period it was active.

BANK OF THE SOUTH

MOUNT JULIET, TN · Supervised by FDIC

Est. 2001FDIC #57,152RSSD: FDIC-57152

Part ofPINNACLE FINL PARTNERS INC→ View all charters

Satisfactory

Current rating · Exam: February 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.06%

Institution Profile

FDIC BankFind

Address

551 North Mt. Juliet Road, MOUNT JULIET, TN

County

Wilson County

Established

April 30, 2001

Total Assets

$567M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$567M

Total Deposits

$461M

Net Loans

$368M

Net Income

$281K

ROA

0.06%

ROE

0.41%

Risk-Based Capital

10.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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