Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.1B
Total Deposits
$1.9B
Net Loans
$1.7B
Net Income
$9M
ROA
1.69%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.52%
Risk-Based Capital
12.69%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 875 | 65.94% | 11.66% |
| 2023 | 920 | 71.85% | 10.87% |
| 2022 | 1,302 | 69.51% | 7.37% |
| 2021 | 1,614 | 73.92% | 5.20% |
| 2020 | 1,899 | 62.66% | 10.43% |
| 2019 | 1,071 | 64.8% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Large Bank |
| Nov 2021 | Satisfactory | Large Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1993
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Total Branches
23
Branch Deposits
$1.8B
1-Year Change
0
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| 8.22% |
| 2018 | 1,086 | 72.84% | 6.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red