This institution is no longer active
Operations ceased on December 5, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$271M
Total Deposits
$229M
Net Loans
$92M
Net Income
$1M
ROA
0.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.69%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 75 | 57.33% | 16.00% |
| 2023 | 80 | 65% | 11.25% |
| 2020 | 119 | 75.63% | 6.72% |
| 2019 | 95 | 78.95% | 9.47% |
| 2018 | 118 | 62.71% | 17.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Small Bank |
| Aug 2018 | Satisfactory | Small Bank |
| Jul 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Established
Total Assets