BANK OF ESTES PARK

ESTES PARK, CO · Supervised by FDIC

Est. 1965FDIC #19,351RSSD: FDIC-19351

Part ofFIRST NATIONAL FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: November 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.20%

Institution Profile

FDIC BankFind

Website

www.bankofestespark.com

Address

255 Park Ln, ESTES PARK, CO

County

Larimer County

Established

January 18, 1965

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$158M

Total Deposits

$141M

Net Loans

$93M

Net Income

$-78K

ROA

-0.20%

ROE

-2.03%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$140M

1-Year Change

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2014

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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