This institution is no longer active
Operations ceased on August 22, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$381M
Total Deposits
$282M
Net Loans
$284M
Net Income
$1M
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.00%
Risk-Based Capital
23.31%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 274 | 91.24% | 3.28% |
| 2023 | 229 | 85.15% | 2.18% |
| 2022 | 332 | 85.84% | 3.61% |
| 2021 | 523 | 88.91% | 3.44% |
| 2020 | 579 | 86.36% | 5.01% |
| 2019 | 436 | 85.32% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Small Bank |
| Feb 2021 | Satisfactory | Small Bank |
| Jan 2015 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
5
Branch Deposits
$282M
1-Year Change
0
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Preview:
Address
County
Established
Total Assets
| 2018 | 434 | 84.33% | 6.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red