🏦Bank Scorer

This institution is no longer active

Operations ceased on March 6, 2004. CRA examination history below reflects the period it was active.

BANK OF BRIDGER

BRIDGER, MT · Supervised by FDIC

Est. 1921FDIC #15,833RSSD: FDIC-15833
Part ofBRIDGER CO THE→ View all charters
Satisfactory Same

Current rating · Exam: June 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

101 South Main Street, BRIDGER, MT

County

Carbon County

Established

January 1, 1921

Total Assets

$51M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$51M

Total Deposits

$41M

Net Loans

$30M

Net Income

$389K

ROA

0.82%

ROE

8.46%

Risk-Based Capital

14.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate5.19%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20247779.22%5.19%
20237779.22%6.49%
202214187.23%2.84%
202111192.79%2.70%
202012386.18%4.88%
20198091.25%2.50%
20189494.68%1.06%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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