This institution is no longer active
Operations ceased on October 22, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.8B
Net Loans
$974M
Net Income
$19M
ROA
1.27%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.84%
Risk-Based Capital
12.60%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 233 | 64.81% | 23.61% |
| 2020 | 32 | 56.25% | 31.25% |
| 2019 | 45 | 48.89% | 28.89% |
| 2018 | 75 | 64% | 17.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2019 | Satisfactory | Intermediate Small Bank |
| Oct 2016 | Satisfactory | Intermediate Small Bank |
| Jan 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2005
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Total Assets