This institution is no longer active

Operations ceased on November 6, 1995. CRA examination history below reflects the period it was active.

ALPINE BANK

EAGLE, CO · Supervised by FDIC

Est. 1983FDIC #24,473RSSD: FDIC-24473

Part ofALPINE BANKS OF COLORADO→ View all charters

Satisfactory

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.82%

Institution Profile

FDIC BankFind

Address

205 East Chambers Avenue, EAGLE, CO

County

Eagle County

Established

May 9, 1983

Total Assets

$22M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$22M

Total Deposits

$21M

Net Loans

$16M

Net Income

$289K

ROA

1.82%

ROE

25.21%

Risk-Based Capital

11.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate12.05%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	1,652	73.37%	12.05%
2023	1,601	70.33%	12.37%
2022	3,055	75.45%	9.43%
2021	3,531	75.39%	7.48%
2020	3,605	74.45%	8.99%
2019	2,876	75.94%	7.96%
2018	2,493	76.94%	9.67%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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