This institution is no longer active
Operations ceased on June 1, 2005. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$43M
Total Deposits
$37M
Net Loans
$33M
Net Income
$95K
ROA
0.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.99%
Risk-Based Capital
16.99%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 519 | 67.63% | 7.13% |
| 2020 | 2,285 | 67.88% | 5.78% |
| 2019 | 1,132 | 71.2% | 7.95% |
| 2018 | 715 | 66.85% | 9.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets