🏦Bank Scorer

This institution is no longer active

Operations ceased on March 31, 2026. CRA examination history below reflects the period it was active.

1ST BANK YUMA

YUMA, AZ · Supervised by FDIC

Est. 2001FDIC #57,298RSSD: FDIC-57298
Part ofWESTERN ARIZONA BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: December 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.81%

Institution Profile

FDIC BankFind

Address

2799 S 4th Ave, YUMA, AZ

County

Yuma County

Established

September 4, 2001

Total Assets

$553M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2022

Exam Type

Intermediate Small Bank

Regulator

FDIC
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Estimated next exam:Dec 2026(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$553M

Total Deposits

$485M

Net Loans

$275M

Net Income

$8M

ROA

1.81%

ROE

17.95%

Risk-Based Capital

21.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$517M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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