Los Alamos, NM · State Credit Union · Chartered in NM
Who can join
State government employees (special charter)
Members
14,198
Net Worth Ratio
11.55%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$273.6M
Total Shares
$242.1M
Total Loans
$207.9M
Net Worth Ratio
11.55%
≥7% = Well Capitalized
Members
14,198
Delinquency Rate (60d+)
0.26%
$536K
Loan-to-share ratio: 85.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 32 | 5 | 16 | 15.6% | 50.0% |
No CFPB complaint data available for this credit union.
Main Office
1001 Central Ave, Los Alamos, NM, 87544
Lobby Hours are as follows;Monday 8:30am - 5pmTuesday 10:00am - 5pmWednesday 8:30am - 5pmThursday 8:30am - 5pmFriday 8:00am - 6pm
Espanola Branch
707 S Riverside Dr, Espanola, NM, 87532
Lobby Hours are as follows;Monday 8:30am - 5pmTuesday 10:00am - 5pmWednesday 8:30am - 5pmThursday 8:30am - 5pmFriday 8:00am - 6pm
Santa Fe Office
111 N Saint Francis Dr, Santa Fe, NM, 87501-1441
Monday 8:30am - 5:00pm Tuesday 10:00am - 5:00pm Wednesday 8:30am - 5:00pm Thursday 8:30am - 5:00pm Friday 8:00am - 6:00pm 1st Tuesday of month branch opens at 8:30am and drive thru closes at 5:30pm
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<a href="https://bankscorer.com/credit-union/zia" target="_blank" rel="noopener">View ZIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.