ZIA
Los Alamos, NM · State Credit Union · Chartered in NM
Who can join
State government employees (special charter)
Members
14,198
Net Worth Ratio
11.55%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$273.6M
Peer Group 5
Members
14,198
as of latest quarter
Net Worth Ratio
11.55%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$273.6M
Total Shares
$242.1M
Total Loans
$207.9M
Net Worth Ratio
11.55%
≥7% = Well Capitalized
Members
14,198
Delinquency Rate (60d+)
0.26%
$536K
Loan-to-share ratio: 85.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
1001 Central Ave, Los Alamos, NM, 87544
Lobby Hours are as follows;Monday 8:30am - 5pmTuesday 10:00am - 5pmWednesday 8:30am - 5pmThursday 8:30am - 5pmFriday 8:00am - 6pm
Espanola Branch
707 S Riverside Dr, Espanola, NM, 87532
Lobby Hours are as follows;Monday 8:30am - 5pmTuesday 10:00am - 5pmWednesday 8:30am - 5pmThursday 8:30am - 5pmFriday 8:00am - 6pm
Santa Fe Office
111 N Saint Francis Dr, Santa Fe, NM, 87501-1441
Monday 8:30am - 5:00pm Tuesday 10:00am - 5:00pm Wednesday 8:30am - 5:00pm Thursday 8:30am - 5:00pm Friday 8:00am - 6:00pm 1st Tuesday of month branch opens at 8:30am and drive thru closes at 5:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/zia" target="_blank" rel="noopener">View ZIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.