Oak Ridge, TN · Federal Credit Union · Chartered in TN
Who can join
Multiple / other
Members
137,505
Net Worth Ratio
10.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.77B
Total Shares
$2.22B
Total Loans
$2.23B
Net Income
$9.6M
Net Worth Ratio
10.16%
≥7% = Well Capitalized
Members
137,505
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$6.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,696 | 1,175 | 377 | 69.3% | 22.2% |
| 2022 | 2,167 | 1,646 | 321 | 76.0% | 14.8% |
| 2021 | 1,921 | 1,408 | 301 | 73.3% | 15.7% |
No CFPB complaint data available for this credit union.
Y-12 FCU Oak Ridge Branch
501 Lafayette Dr, Oak Ridge, TN, 37830-7909
M thru F 7:30 - 5:30 Sat 9-12
Y-12 FCU Clinton Branch
450 N Charles G Seivers Blvd, Clinton, TN, 37716-3730
M thru F 9:00-5:30 Sat 9:00 - 12:00
Y-12 FCU Maryville Branch
624 W Lamar Alexander Pkwy, Maryville, TN, 37801-3904
M thru TH 9:00-5:00 F 9:00-6:00 Sat 9:00-12:00
Y-12 FCU Sevierville Branch
1203 Dolly Parton Pkwy, Sevierville, TN, 37862
M thru F 9:00-5:30 Sat 9:00-12:00
Y-12 FCU North Knoxville Branch
6640 Clinton Hwy, Knoxville, TN, 37912-1016
M thru F 9:00-5:30 Sat 9:00-12:00
Y-12 FCU Eagleton Branch
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/y-12" target="_blank" rel="noopener">View Y-12 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 100.2%· healthy range 60–80%
2901 Old Knoxville Hwy, Maryville, TN, 37804-2560
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Farragut Branch
13128 Kingston Pike, Farragut, TN, 37934-1007
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Hardin Valley Branch
2377 Cherahala Blvd, Knoxville, TN, 37932
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU LaFollette Branch
2550 Jacksboro Pike, Jacksboro, TN, 37757
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Clinton I/75 Branch
101 Crosspark Dr, Clinton, TN, 37716-6711
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
15 more locations not shown.